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Mortgage Survey


A mortgage survey is one type of survey you might have done on a piece of property you want to purchase. While a physical inspection focuses on the condition of the building, a mortgage survey investigates the property itself. A mortgage survey is a type of property survey that can reveal a lot of information on possible problems. Other property surveys will reveal differing levels of information. A land surveyor can advise you which type of property survey would meet your needs. By choosing the most appropriate type of property survey, you can avoid a lot of the problems associated with buying property.

This type of survey is required by most mortgage companies if you’ll be requiring financing for your purchase of the property. The cost of this survey may even be covered by the mortgage company. They may also be known as a title survey because it is often required by the title company.


A mortgage survey is generally conducted to determine land boundaries and building locations. A relatively simple survey, it will note buildings, sheds, fences, easements and required building setbacks, and natural landmarks. After a mortgage survey has been conducted, you can rest assured that the structure you are purchasing meets current zoning and building codes and that no one is encroaching on your property. Mortgage surveys may be considered plot plans or other categories of property surveys when it includes additional details not usually included in a mortgage survey.